Student Health Insurance Plan
SHIP Pharmacy Benefits
(Academic Year: Fall 2009 - Summer 2010)
The Student Health Insurance Plan (SHIP) provides pharmacy coverage at Student Health Services (SHS) located at Cowell Student Health Center as well as off-campus retail pharmacies.
At Student Health Services
100% coverage with a $15 co-pay for generics and a $20 co-pay for brand name or special order medications.
At All Other Pharmacies
50% of “covered expense”. You pay full price for the prescription and file a claim with Anthem Blue Cross for 50% reimbursement. Claim forms and instructions are available for dowload in the SHIP Forms section of this website.
“Covered expense” is the amount that Anthem Blue Cross considers to be the “usual and customary” charge for a prescription. If your pharmacy charges more than the “usual and customary” amount for your prescription, the reimbursement that you receive from Anthem Blue Cross will be less than 50% of the actual charge.
Annual Calendar Year Maximum Benefit: $5,000
Anthem Blue Cross will pay a maximum of $5,000 in pharmacy benefits for all SHIP students between January 1st and December 31st. For special-order medications that require a large minimum order amount, talk with the pharmacist.
Injectables at SHS
You receive a 50% discount at Student Health Services on most injectables. This does not count toward your annual calendar year maximum benefit for pharmacy.
SHIP covers medications for current quarter only!!
Medications may be purchased for the current quarter only. If there are three months remaining in the quarter, you may purchase up to three months worth of medication at one time. If there are two months remaining in the quarter, you may purchase up to two months worth of medication, etc. Please remember that you will be charged one co-pay for each month of medication that you purchase.
Refills for the upcoming quarter may not be purchased until the start of each new quarter. (Exception: If you are a SHIP member during the spring quarter, you may purchase your summer supply of medications at the end of April.)
Traveling or Studying Abroad
If you are planning to participate in an education abroad program, please take into consideration what your medication needs will be and make advance arrangements accordingly. You may purchase prescriptions for an upcoming quarter after your UC Davis registration fees and SHIP fee has been paid for that quarter. We strongly recommend for you to make arrangements well in advance of your departure date. Pharmacists are available for consultation.
For More Information
More information is in the 2009-2010 Academic Year SHIP Plan section of this website or by call the SHS Insurance Services Message Line at 530.752.6055.
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